• Home
  • About
  • Business Services
  • Personal Services & Products
  • Get a Free Quote
  • Contact
  • Blog
    • Newsletters
Jul 18

2019

0

Comments

Authoradmin

Posted inBusiness Insurance, Business Risks, California Auto Insurance, Healthcare, Healthcare Reform, Home Insurnace, Travel insurance, Uncategorized

TagsCalifornia business insurance,

What A Trusted Insurance Partner Looks Like

People buy insurance to protect their family and financial assets from a loss. So when a loss occurs, most people expect their insurance to step up and take care of the issue. Understanding insurance and the process involved in designing a policy can help prevent a standard claim from turning into a disaster.

Difference Between An Insurance Agent And A Trusted Insurance Partner
An insurance agent sells you a policy. A trusted insurance partner is someone who will help you understand how insurance works and helps you to design a personal insurance program design for your individual needs.


There Is More Than Just Coverage:

Every insurance policy offers basic coverage like coverage for your home and personal property. A trusted insurance partner will go beyond this and counsel you on how much coverage limits you may need and the benefits of modifying deductibles based on your financial capabilities.


The Importance Of A Deductible And Limit Review:

Your policy has coverage limits and deductible that will apply to each loss or claim. We can help you understand how these work and the value to you of adjusting these based on your individual needs.

For example, if you have a higher net worth, it might make more sense for you to increase your deductible to take advantage of lower premiums. If you have less cash on hand, then having lower deductible can offer the advantage of less out of pocket expense in the event of a loss.

We will also help you understand the importance of having the correct limits on your homeowner’s insurance policy. As we stated above, you buy insurance to protect your financial resources, like your home. If your home is damaged or destroyed by a covered loss, you want it to be replaced.

Having replacement cost coverage and limits based on the cost to replace your home is critical to achieving your goal. We help you understand the value of viewing insurance as more than just a policy. It is a relationship with your agent and the insurance company. Your agent can become a trusted partner and help you with many areas of your personal insurance.

This involves building a relationship of trust. You will want to have a comfortable, professional relationship with your agent, so you can ask questions and get the straightforward responses you deserve.

Your agent can build an insurance program that provides sound insurance and risk management that adds value. And in the long run, value is much better than a low price.

This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice. Please seek professional legal or tax counsel before making any decisions. The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements.

Jun 12

2019

0

Comments

Authoradmin

Posted inHealthcare, Travel insurance, Uncategorized

Tagstravel insurance,

International Travel Health Insurance

International Travel Health Insurance

You and your family have just finished planning your dream trip abroad. But wait, there is one more step. Get travel health insurance from our agency. Travel health insurance provides peace of mind to world travelers and expats living abroad anywhere in the world via an elite network of providers, innovative mobile and online tools, and customer service.

Why Consider Travel Medical Insurance?

Travel medical insurance provides you with peace of mind for a wide range of medical situations, including medical evacuation. 

When Should I Buy Travel Medical Insurance?

The best time to buy it is before you leave for your vacation.

At Roussel Insurance we strive for trust and reliability with our clients. Through our 32 years in the insurance business we have learned to achieve immediate and sustainable cost savings for businesses and individuals. We can help find you the right insurance options, so that no matter what your budget is we can minimize you’re spending and easily meet your needs. To learn more about us and what we offer, make sure you browse through our personal and business services. Lastly, do not miss our blog page! All our blogs are informative, so we can help make insurance more understandable.

This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice. Please seek professional legal or tax counsel before making any decisions. The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements.

Sign Up Today!

Feel free to sign up with any of these top providers:

IMG World Wide Travel Insurance
Blue Shield
Healthnet
Kaiser
Oscar

Recent Posts
  • New Areas Of Employment Litigation

    Nov 18, 2019

  • A Business Guide to Earthquake Insurance

    Nov 09, 2019

  • Personal Insurance Products

    Oct 24, 2019

  • The Liabilities Of A Fiduciary

    Oct 03, 2019

Contact Us

146 N. San Fernando Blvd Suite 203 Burbank, CA 91502
Phone: 818-848-3331
Fax: 818-848-2982

Roussel Insurance

This will be replaced with the Google Map.

This will be replaced with the Google Map.

© 2017 Roussel Insurance - All rights reserved.