Risk and insurance experts tell us that construction risk and injuries increase from June through September. There are many things you can do to limit your construction risks.
This is also a great time to have us review work workers’ compensation and business insurance. As your exposures change, so should your business insurance.
- Be aware of heat illness. It is a good practice to require frequent water breaks during hot summer days. An OSHA investigation of heat-related incidents found that almost half of the cases involved a worker on their first day on the job.
- Make sure employees are wearing proper safety equipment.
- Offer sun screen to employees who work outside.
- You might even consider modifying work hours away from the hottest part of the day.
Workers Compensation Insurance
Workers’ compensation is an important part of your business insurance program. It is required by state law that your business has workers’ compensation insurance. Employees—Workers’ compensation provides injured employees with medical treatment and time loss in the event of a serious injury. Employers—Workers’ compensation provides employers with the security that insurance will be there to help treat and restore injured workers.
Roussel Insurance & Financial Services is a recognized leader in the insurance industry. We offer highly competitive insurance rates for both business owners and individual services. With 32 years of experience, we continue to offer our clients exceptional service.
This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice. Please seek professional legal or tax counsel before making any decisions. The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements.