Personal Insurance Products

A Personal Insurance Update

Insurance is designed to help families recover from unknown or unexpected losses.  Insurance offers many solutions that can protect your financial future.  Having a well-designed personal insurance program can be your best defense from the unknown risks that can cause financial harm to your family.  Call our office today, so we can provide you with the best possible combination of coverage, price, and service.

Life insurance

Life insurance is not just for the primary breadwinner.  If you have a spouse who provides income to the family, you should consider life insurance for that person as well.  Term life insurance rates are at all-time lows and obtaining coverage has never been simpler.

Identity Theft

Millions of people are victims of identity theft each year.  Identity theft coverage can help restore your credit and identity.

Disability Insurance

Many people do not have disability insurance.  What would happen if the primary breadwinner were injured and unable to work for 6 months or longer?  The loss of income could be devastating to your family.  Disability income insurance replaces about 60% of the lost income due to a disability.

Personal Umbrella Insurance

A personal umbrella policy can offer higher limits over your auto, motorcycle, RV, and homeowner’s coverage.  For very little premium, you can have the added protection of an additional $1,000,000 worth of coverage.

This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice. Please seek professional legal or tax counsel before making any decisions. The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements.

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