There are many ways to purchase your personal and business insurance. One way is to go online and try to figure out what kind of insurance you need, then hope you made the right choice. Secondly, you can use a captive agent who only has the ability to use one insurer. Lastly, you can go to an independent agent like us and let us search the market for the best possible combination of coverage, price, and service. Additionally, they often have much more to offer than a single company. Here are the advantages of using an independent insurance agent for your personal insurance needs.
An independent agent is someone who owns or operates a small local business. They have relationships with many different insurance companies but do not work for them. This allows the independent agent to work for the policyholder. Independent agents live and work in the community and support many local charities and causes.
- An Advocate For You. They have licensed and experienced staff. Their staff is qualified and trained to explain coverage in simple terms. Independent agents offer unbiased advice. Independent agents will help you through the claims process.
- Greater Market Access. Independent agents have access to many markets allowing them to deliver more options. They have dozens of markets from which to select and will search them all to bring you the best possible combination of price, coverage, and service. More options mean lower premiums for you.
- Professional Advice. They can review coverage and make necessary changes based on your needs. Coverage can be designed to meet your individual needs. Since independent insurance agents aren’t advocates for a single company, they can help you find the best prices without any preference for one company over another.
- Locally Owned. They are involved in your community and support local causes kind of like farm to table for insurance.
Whether you are shopping for auto insurance, home, health, life or business insurance, our highly experienced team of insurance agents can help you find the right coverage at the lowest rate no matter what your needs are.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide insurance companies that are out there, all of your information will be kept secure and private.
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at Roussel Insurance & Financial Services truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.